Simplifying Payment and Protection Decisions in Rentickle

Simplifying Payment and Protection Decisions in Rentickle

Simplifying Payment and Protection Decisions in Rentickle

Role

UX Researcher

Visual Designer

Team

Designer: Me, Bhavya

Collaborators: Product Managers, Developers

Tools

Figma, GPT, Miro

Timeline

1 Month

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Business

Business

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Rentickle is India's leading furniture and appliance rental platform. Instead of heavy upfront purchases, it allows users to rent to high-quality lifestyle goods through affordable monthly payments, offering flexibility for modern, mobile urban consumers.

Rentickle is India's leading furniture and appliance rental platform. Instead of heavy upfront purchases, it allows users to rent to high-quality lifestyle goods through affordable monthly payments, offering flexibility for modern, mobile urban consumers.

Challenge

Challenge

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Rentickle's checkout failed due to late-stage surprises. Advance payment and damage protection stayed hidden until the final step, tied to backend credit checks. Vague terms also meant users only learned about deposit deductions after their rental ended. This broke trust, drove cart abandonment, and forced a 24 to 48 hour manual verification delay.

Rentickle's checkout failed due to late-stage surprises. Advance payment and damage protection stayed hidden until the final step, tied to backend credit checks. Vague terms also meant users only learned about deposit deductions after their rental ended. This broke trust, drove cart abandonment, and forced a 24 to 48 hour manual verification delay.

Solution

Solution

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Redesigned the configuration engine to move advance and protection decisions upfront. A modular, item-by-item system now surfaces pricing and damage protection on the product page and cart, letting users set tenure and coverage before checkout.

Redesigned the configuration engine to move advance and protection decisions upfront. A modular, item-by-item system now surfaces pricing and damage protection on the product page and cart, letting users set tenure and coverage before checkout.

Impact

Impact

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~2x increase in confirmed orders

~82% adoption of the Protection Plan

~9% adoption of the Advance Plan, lifting total order revenue

~2x increase in confirmed orders

~82% adoption of the Protection Plan

~9% adoption of the Advance Plan, lifting total order revenue

Problem

How Advance Payments & Protection Plans Were Working

How Advance Payments & Protection Plans Were Working

How Advance Payments & Protection Plans Were Working

Advance Payment Experience

Advance Payment Experience

Advance Payment Experience

Users had limited control and clarity during the journey, with manual credit checks, offline communication, unclear protection coverage, and long wait times (24–48 hours) creating confusion and trust issues.

Users had limited control and clarity during the journey, with manual credit checks, offline communication, unclear protection coverage, and long wait times (24–48 hours) creating confusion and trust issues.

Protection Plan and Damage Handling

Protection Plan and Damage Handling

Protection Plan and Damage Handling

During the post-pickup process, users only learned about damage evaluation and cost adjustments at the very end. The lack of upfront clarity around damage assessment and refund logic created anxiety, disputes, and low trust during order closure.

During the post-pickup process, users only learned about damage evaluation and cost adjustments at the very end. The lack of upfront clarity around damage assessment and refund logic created anxiety, disputes, and low trust during order closure.

Insights

Insights

Where the Experience Was Breaking Down?

Where the Experience Was Breaking Down?

Where the Experience Was Breaking Down?

Across both the advance payment and protection plan experiences, we noticed recurring gaps in clarity, transparency, and user control that impacted trust and decision-making throughout the journey.

Across both the advance payment and protection plan experiences, we noticed recurring gaps in clarity, transparency, and user control that impacted trust and decision-making throughout the journey.

Across both the advance payment and protection plan experiences, we noticed recurring gaps in clarity, transparency, and user control that impacted trust and decision-making throughout the journey.

Users lacked clear upfront understanding of advance payment benefits and protection coverage.

Users lacked clear upfront understanding of advance payment benefits and protection coverage.

Users lacked clear upfront understanding of advance payment benefits and protection coverage.

Pricing details, savings, and damage adjustment logic were revealed too late.

Pricing details, savings, and damage adjustment logic were revealed too late.

Pricing details, savings, and damage adjustment logic were revealed too late.

Key decisions were driven by manual or system-led processes rather than user choice.

Key decisions were driven by manual or system-led processes rather than user choice.

Key decisions were driven by manual or system-led processes rather than user choice.

Heavy operational dependency caused delays of 24–48 hours.

Heavy operational dependency caused delays of 24–48 hours.

Heavy operational dependency caused delays of 24–48 hours.

Expectations around pickup, damage assessment, and refunds were not set early.

Expectations around pickup, damage assessment, and refunds were not set early.

Expectations around pickup, damage assessment, and refunds were not set early.

Late-stage surprises led to confusion, anxiety, and trust issues.

Late-stage surprises led to confusion, anxiety, and trust issues.

Late-stage surprises led to confusion, anxiety, and trust issues.

Research

Identifying Gaps in How Users Understand Payments and Protection

Identifying Gaps in How Users Understand Payments and Protection

What the User Was Going Through

What the User Was Going Through

What the User Was Going Through

Research

Identifying Gaps in How Users Understand
Payments and Protection

Solution

Identifying Solutions for Payments and Protection

Identifying Solutions for
Payments and Protection

How We Mapped the New Experience

How We Mapped the New Experience

How We Mapped the New Experience

What We Designed to Fix It

What We Designed to Fix It

What We Designed to Fix It

We explored multiple directions, but weighing technical limitations and stakeholder constraints, we narrowed down to the solutions that would deliver the most impact without overcomplicating the build.

We explored multiple directions, but weighing technical limitations and stakeholder constraints, we narrowed down to the solutions that would deliver the most impact without overcomplicating the build.

We explored multiple directions, but weighing technical limitations and stakeholder constraints, we narrowed down to the solutions that would deliver the most impact without overcomplicating the build.

1

1

Advance Payment Visibility at

Product Level

Advance Payment Visibility at

Product Level

Advance Payment Visibility at Product Level

Users can now see advance payment options and savings directly on the product page for each tenure before they even reach checkout.

Users can now see advance payment options and savings directly on the product page for each tenure before they even reach checkout.

2

2

Protection Plan at Cart

Protection Plan at Cart

Protection Plan at Cart

A protection plan is now surfaced at the cart level, with clear details on what's covered. Users can read the coverage, understand the benefit, and choose to turn it off if they want.

A protection plan is now surfaced at the cart level, with clear details on what's covered. Users can read the coverage, understand the benefit, and choose to turn it off if they want.

3

3

Per-Item Customisation Instead of Cart-Wide

Per-Item Customisation Instead of Cart-Wide

Per-Item Customisation Instead of Cart-Wide

Instead of applying advance payment and protection plan to the entire cart, users can now customise each product individually giving them flexibility and control they never had before.

Instead of applying advance payment and protection plan to the entire cart, users can now customise each product individually giving them flexibility and control they never had before.

Redesigned Flow

Redesigned Flow

Redesigned Flow

Solution

Identifying Solutions for Payments and Protection

Design

Clarity and Control in Payments and Protection Plan

Clarity and Control in Payments and Protection Plan

Advance Payment Selection

Advance Payment Selection

Advance Payment Selection

Protection Plan Visibility

Protection Plan Visibility

Protection Plan Visibility

Giving Users Control at the Cart Level

Giving Users Control at the Cart Level

Giving Users Control at the Cart Level

We made cart items fully editable using contextual overlays, allowing users to adjust payment type, protection plan, and tenure per item while instantly seeing the updated cost breakdown.

We made cart items fully editable using contextual overlays, allowing users to adjust payment type, protection plan, and tenure per item while instantly seeing the updated cost breakdown.

We made cart items fully editable using contextual overlays, allowing users to adjust payment type, protection plan, and tenure per item while instantly seeing the updated cost breakdown.

Design

Clarity and Control in Payments and Protection Plan

Impact

Impact

Results at a Glance

Insights Gained Through the Design Journey

Results at a Glance

Reflection & Learnings

Reflection & Learnings

Insights Gained Through the Design Journey

Insights Gained Through
the Design Journey

Insights Gained Through the
Design Journey

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